I’m trying to figure out how to send $6000 from my Chase bank account to my wife’s Chase account for our income tax payment and the answer is to either:
- Write a free paper check
- Send $2000 for 3 days through Zelle
- Pay $25 for a wire transfer
America 
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Thijs Niks Retweeted Thijs Niks
In other countries, transferring money between bank accounts is instant and freehttps://twitter.com/thijsniks/status/1263730087549005824 …
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Thijs Niks Retweeted Thijs Niks
And people feel safe sharing their bank account number, because you can only send money to it anywayhttps://twitter.com/thijsniks/status/1390545968643272705 …
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Still bummed Biden isn’t fixing the payment system as part of his infrastructure billhttps://twitter.com/thijsniks/status/1382002683779772419 …
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At the end of the day, this is a lack of regulation problemhttps://twitter.com/thijsniks/status/1386176000464064514 …
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A desire to gain independence from Visa and MasterCard fuels momentum around the world to improve the banking system, while the US obviously does not feel the same urgencypic.twitter.com/si8GhL19Gp
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“But, Thijs, do Americans really still use checks?” Yes, 14 billion per year to be precise. To transfer $26 trillion. https://www.federalreserve.gov/paymentsystems/2019-December-The-Federal-Reserve-Payments-Study.htm … https://www.federalreserve.gov/paymentsystems/fr-payments-study.htm …pic.twitter.com/L58x0bVaRo
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Thijs Niks @thijsniksThe responses to this are broadly: - Internationals: “Can’t believe it’s so archaic!” - Americans: “Sending money to someone else is weird, but here are 10 complicated steps if you really want to do that” - Cryptos: “Look! Another reason we need to do [absolutely insane thing]” https://twitter.com/thijsniks/status/1393083485145821188 …1 reply 0 retweets 0 likesShow this thread -
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“Why would you want to send money to another bank account??” - Zelle - PayPal - Venmo - Cash app - Apple Cash - Google Pay - Facebook Pay
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Replying to @thijsniks
The standard in Belgium is
@Payconiq which is peer-to-peer (free!), and professional. The system is tightly integrated with most of the banks. Works like a charm, also for online payments.https://www.payconiq.com/1 reply 0 retweets 0 likes -
The Payconiq transfer limit is €500, right? Even smaller than Zelle
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