Are there any checking/saving account products which make it easy to creating “folders” to set aside money for things, place holds for future payments, or other useful features for basic money management?
ING and Rabobank in the Netherlands let you define savings goals, which then become separate pots of money within your savings account https://www.ing.nl/particulier/sparen/sparen-met-variabele-rente/doelsparen/index.html … https://www.rabobank.nl/particulieren/sparen/spaarpotjes/ …
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