Super excited to have this now! Working on the payments team @picnic is so awesome when you get to launch an entirely new payment method!https://twitter.com/mgmuller/status/1324236531389861891 …
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Replying to @thijsniks
Picnic redirects users to their bank, where you can provision a digital card that is "exclusive" to picnic. We then get a temp token, exchange it with MC for a network token, and from then on can do payments without users needing to do anything (like normal card payments).
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Replying to @MaxSumrall @thijsniks
Once you have the token, it's like normal card payments using a MC network token. Interesting bit is the enrollment and card provisioning flow, which is new since, as you know, Maestro is king in the Netherlands. Requires bank support since there is no PAN on the card.
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Replying to @MaxSumrall @thijsniks
It's way more secure than typical card payments though. We never have any secure data. If anything is hacked at the PSP, you only gain a token that's useless unless used by Picnic.
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Replying to @MaxSumrall @thijsniks
So tl;dr Maestro cards are coming online
cc @ow who loves Maestro and must be missing it
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Replying to @MaxSumrall @ow
Very cool! How does 2FA work for transactions?
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There's an optional authentication (redirect) step, raised by the bank. As we have highly frequent customers, that won't be often.
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Interesting! I assume the setup process also whitelists you as a merchant, so you are mostly exempt from the SCA thresholds?pic.twitter.com/RrXmC0IEak
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