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thijsniks's profile
Thijs Niks
Thijs Niks
Thijs Niks
@thijsniks

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Thijs Niks

@thijsniks

Product Manager for ☎️ at @WhatsApp / ❤️ retweets

San Francisco, CA
thijs.niks.nu
Joined February 2009

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    1. Thijs Niks‏ @thijsniks 15 Sep 2020

      Thijs Niks Retweeted Francesco

      I love the strategic advantage Stripe is creating with Checkout and Customer Portalhttps://twitter.com/frankdilo/status/1305890609891364869 …

      Thijs Niks added,

      Francesco @frankdilo
      oh man, we should have switched to Stripe Checkout sooner pic.twitter.com/DdjAW6p52Q
      Show this thread
      2 replies 0 retweets 9 likes
      Show this thread
    2. Thijs Niks‏ @thijsniks 15 Sep 2020

      The more work Stripe saves their customers, the less likely it is they will move. Which means Stripe can charge more

      1 reply 0 retweets 0 likes
      Show this thread
    3. Thijs Niks‏ @thijsniks 15 Sep 2020

      Same applies to Radar anti-fraud, Connect marketplace compliance, and Capital loans. These payments processing add-ons increase Stripe’s differentiation and competitive advantagepic.twitter.com/m7op4QqHt6

      1 reply 0 retweets 0 likes
      Show this thread
    4. Thijs Niks‏ @thijsniks 15 Sep 2020

      I have mulling over Stripe’s strategy for a while now and think people are underestimating the moat they are building. Should probably write an article about it

      1 reply 0 retweets 6 likes
      Show this thread
    5. Shriya Anand‏ @Shriya_32 16 Sep 2020
      Replying to @thijsniks

      Thoughts on what they should do next?

      1 reply 0 retweets 0 likes
      Thijs Niks‏ @thijsniks 16 Sep 2020
      Replying to @Shriya_32

      Stripe loses pricing power as soon as a company can say “let’s just swap them out for someone cheaper,” so the focus should be on anything that prevents that discussion from happening both within the finance and engineering teams.

      3:41 PM - 16 Sep 2020
      3 replies 0 retweets 0 likes
        1. Thijs Niks‏ @thijsniks 16 Sep 2020
          Replying to @thijsniks @Shriya_32

          Judging from the outside, I would: (1) Expand the customer portal (web/native) (2) Integrate a tax engine (3) Continue to expand global reach On the other hand, I don’t see the strategic benefit of corporate cards

          0 replies 0 retweets 1 like
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        2. Shriya Anand‏ @Shriya_32 16 Sep 2020
          Replying to @thijsniks

          Seems like they are indeed trying to move away from the more commoditized products. Though despite cheaper options being available, they seem to have been the go-to choice for startups over the last 3-5 years (ease of integration and brand differentiating them)

          1 reply 0 retweets 0 likes
        3. Thijs Niks‏ @thijsniks 16 Sep 2020
          Replying to @Shriya_32

          Startups have high opportunity costs, so they value ease of implementation and quality of service more than cost of goods. Most other payment service providers can’t match Stripe there because they price too low to invest in those areas.

          0 replies 0 retweets 1 like
        4. End of conversation
        1. New conversation
        2. Shriya Anand‏ @Shriya_32 16 Sep 2020
          Replying to @thijsniks

          I think they are working on 2 (I like this idea, in addition to building more automated tools in the backend - potentially benchmarking against peers). Agree with 3. On 1 - do you mean easier access to their Sigma product? (SQL environment)

          1 reply 0 retweets 0 likes
        3. Thijs Niks‏ @thijsniks 16 Sep 2020
          Replying to @Shriya_32

          The Stripe billing customer portal allows companies to have their users change payment settings without needing to build those features themselves https://stripe.com/blog/billing-customer-portal … Moving away from Stripe would now incur the cost of “shit, we need to build all these admin features”

          1 reply 0 retweets 0 likes
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