Startup idea: let a selected group of users (friends, family, companies) charge your bank account without approval:
Set limits per user
Perform one-touch reversals
Get push notifications on every charge
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SEPA would work. But also has it’s flaws
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How would you use SEPA for this given that the Request to Pay scheme hasn’t been created yet? https://www.europeanpaymentscouncil.eu/document-library/guidance-documents/request-pay-specifications-standardisation-framework … (Genuinely curious, because I looked at it and couldn’t figure it out)
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