We have lived in the US for 18 months now and had to deal with more fraudulent charges on our cards and bank accounts (about $2000
) than in the previous 30 years of living in Europe (a nice round $0).
I just don’t understand everyone is ok with this broken system.
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A large portion of US public is highly change averse. Add to that a highly individualistic society (as opposed to collectivism) and no matter how innovative the US can be, it then becomes difficult to achieve critical mass to enforce something on holdouts.
End of conversation
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I think that a lot of the merchants simply cant afford to pay for new terminals... Because those that can, mostly already have (in order to be able to accept NFC Apple and Google payments, available at 70% of retail).
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Not sure I agree with “can’t afford.” They have had 10 years now and it is fine in pretty much every other country
End of conversation
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Most US merchants are not setup to ask for pin confirmation, because most of their high value customers don’t have one
End of conversation
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