We have lived in the US for 18 months now and had to deal with more fraudulent charges on our cards and bank accounts (about $2000
) than in the previous 30 years of living in Europe (a nice round $0).
I just don’t understand everyone is ok with this broken system.
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Replying to @thijsniks
Rule of thumb: put all spend on a credit card and use your debit account as Bill pay and that’s it
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Replying to @psantloki
Thijs Niks Retweeted Thijs Niks
Unfortunately doesn’t always work for gas or dmvhttps://twitter.com/ThijsNiks/status/1282542272546930689 …
Thijs Niks added,
Thijs Niks @thijsniksThis is getting curious: I got a new debit card in February and there were 3 fraudulent Amazon transactions in June, so if my card details were swiped or leaked it happened in the preceding months at… the California DMV? (Quite certain I didn’t give my card number away) pic.twitter.com/gb3tcuxqFkShow this thread2 replies 0 retweets 1 like -
Replying to @thijsniks
The DMV I totally get, but I’m surprised that there are still gas stations that don’t accept credit!
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Transaction fees add up at average 1.8% for credit vs 0.3% for debit https://www.valuepenguin.com/credit-card-processing/interchange-fees … In a business where average net profit margins are 4.3% http://pages.stern.nyu.edu/~adamodar/New_Home_Page/datafile/margin.html …
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