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thijsniks's profile
Thijs Niks
Thijs Niks
Thijs Niks
@thijsniks

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Thijs Niks

@thijsniks

Product Manager for ☎️ at @WhatsApp / ❤️ retweets

San Francisco, CA
thijs.niks.nu
Joined February 2009

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    Two-way (sending and receiving) short codes:

    Country Code For customers of
    United States 40404 (any)
    Canada 21212 (any)
    United Kingdom 86444 Vodafone, Orange, 3, O2
    Brazil 40404 Nextel, TIM
    Haiti 40404 Digicel, Voila
    Ireland 51210 Vodafone, O2
    India 53000 Bharti Airtel, Videocon, Reliance
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    1. Bob Jansen‏ @jansn 2 Jul 2020

      My move away from @bunq has started. For now back to @ING_news. I’ll definitely miss some of the services Bunq offers. With their ignorance on recent changes, blocking their customers from their forum and blatant increases of fees, it’s time to end it. Goodby bank of the fee.

      2 replies 0 retweets 9 likes
    2. Reinier Ladan‏ @Reinier 2 Jul 2020
      Replying to @jansn @bunq @ING_news

      Same. I'm going to miss certain features, but they're not enough to keep me in the Stockholm Syndrome Distortion Field™.

      1 reply 0 retweets 3 likes
    3. Thijs Niks‏ @thijsniks 2 Jul 2020
      Replying to @Reinier @jansn and

      Would love to hear which bunq features you will miss!

      5 replies 0 retweets 0 likes
    4. Bob Jansen‏ @jansn 2 Jul 2020
      Replying to @thijsniks @Reinier and

      Primarily flexibility of creating ‘real’ separate accounts. Control on who can take money from your account. Rock solid V2 design. They cracked banking UI / UX and then deleted it. Most of what Bunq does, I can do with old banks, but not as easy as Bunq offered it.

      2 replies 1 retweet 3 likes
    5. ʈim‏ @timmolendijk 2 Jul 2020
      Replying to @jansn @thijsniks and

      Care to elaborate on why separate IBANs (as opposed to just proprietary “buckets”) matter for money mgmt?

      3 replies 0 retweets 0 likes
    6. Bob Jansen‏ @jansn 2 Jul 2020
      Replying to @timmolendijk @thijsniks and

      You can’t pay from a proprietary bucket when paying for food at restaurants, when checking out from hotels etc. You’d have to move money from the bucket to the payables account ^^

      1 reply 0 retweets 1 like
    7. ʈim‏ @timmolendijk 2 Jul 2020
      Replying to @jansn @thijsniks and

      couldn’t you just “link” your card to the “restaurant bucket” (in the app) right before making your payment?

      1 reply 0 retweets 0 likes
    8. Thijs Niks‏ @thijsniks 2 Jul 2020
      Replying to @timmolendijk @jansn and

      That could work. And incoming transfers or direct debits could go to an “inbox” before you route them to the correct bucket. Bit of extra administration though

      1 reply 0 retweets 1 like
    9. ʈim‏ @timmolendijk 2 Jul 2020
      Replying to @thijsniks @jansn and

      I’m lacking detailed knowledge of SDD but doesn’t it usually involve a bank-side authorization step? (In which case, the administration could be dealt with there.)

      1 reply 0 retweets 0 likes
      Thijs Niks‏ @thijsniks 2 Jul 2020
      Replying to @timmolendijk @jansn and

      A bank customer doesn’t have to authorize direct debits, but a bank could certainly choose to require it

      4:43 PM - 2 Jul 2020
      • 1 Like
      • ʈim
      1 reply 0 retweets 1 like
        1. New conversation
        2. ʈim‏ @timmolendijk 2 Jul 2020
          Replying to @thijsniks @jansn and

          a bank customer has to sign a mandate, isn’t it? in a digital env this is usually done via federated bank auth, afaik. or is that just an nl thing?

          1 reply 0 retweets 0 likes
        3. Thijs Niks‏ @thijsniks 2 Jul 2020
          Replying to @timmolendijk @jansn and

          I would be surprised if the four corner model where you are redirected to the bank website is used for more than 10% of direct debits in the Netherlands

          1 reply 0 retweets 0 likes
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