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thijsniks's profile
Thijs Niks
Thijs Niks
Thijs Niks
@thijsniks

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Thijs Niks

@thijsniks

Product Manager for ☎️ at @WhatsApp / ❤️ retweets

San Francisco, CA
thijs.niks.nu
Joined February 2009

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    Two-way (sending and receiving) short codes:

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    1. Bob Jansen‏ @jansn 2 Jul 2020

      My move away from @bunq has started. For now back to @ING_news. I’ll definitely miss some of the services Bunq offers. With their ignorance on recent changes, blocking their customers from their forum and blatant increases of fees, it’s time to end it. Goodby bank of the fee.

      2 replies 0 retweets 9 likes
    2. Reinier Ladan‏ @Reinier 2 Jul 2020
      Replying to @jansn @bunq @ING_news

      Same. I'm going to miss certain features, but they're not enough to keep me in the Stockholm Syndrome Distortion Field™.

      1 reply 0 retweets 3 likes
    3. Thijs Niks‏ @thijsniks 2 Jul 2020
      Replying to @Reinier @jansn and

      Would love to hear which bunq features you will miss!

      5 replies 0 retweets 0 likes
    4. Bob Jansen‏ @jansn 2 Jul 2020
      Replying to @thijsniks @Reinier and

      Primarily flexibility of creating ‘real’ separate accounts. Control on who can take money from your account. Rock solid V2 design. They cracked banking UI / UX and then deleted it. Most of what Bunq does, I can do with old banks, but not as easy as Bunq offered it.

      2 replies 1 retweet 3 likes
    5. ʈim‏ @timmolendijk 2 Jul 2020
      Replying to @jansn @thijsniks and

      Care to elaborate on why separate IBANs (as opposed to just proprietary “buckets”) matter for money mgmt?

      3 replies 0 retweets 0 likes
    6. Thijs Niks‏ @thijsniks 2 Jul 2020
      Replying to @timmolendijk @jansn and

      As far as I understand it: Separate IBANs allow for specific types of services to use a direct debit to charge the correct account (utilities go to household account) and other people can transfer money into the right account (paying back for dinner goes to entertainment account)

      1 reply 0 retweets 1 like
    7. ʈim‏ @timmolendijk 2 Jul 2020
      Replying to @thijsniks @jansn and

      Hmm okay yes I see. Although none of these would be absolutely infeasible for a bank to implement without separate IBANs, I do understand how they make these features highly intuitive.

      1 reply 0 retweets 1 like
      Thijs Niks‏ @thijsniks 2 Jul 2020
      Replying to @timmolendijk @jansn and

      There are indeed other ways to achieve the same, but those would mostly be hacks to get around this artificial limitation of not wanting to create new full-fledged account

      2:56 PM - 2 Jul 2020
      0 replies 0 retweets 0 likes

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