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Same. I'm going to miss certain features, but they're not enough to keep me in the Stockholm Syndrome Distortion Field™.
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Would love to hear which bunq features you will miss!
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Replying to @thijsniks @Reinier and
Primarily flexibility of creating ‘real’ separate accounts. Control on who can take money from your account. Rock solid V2 design. They cracked banking UI / UX and then deleted it. Most of what Bunq does, I can do with old banks, but not as easy as Bunq offered it.
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Replying to @jansn @thijsniks and
Care to elaborate on why separate IBANs (as opposed to just proprietary “buckets”) matter for money mgmt?
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Replying to @timmolendijk @jansn and
As far as I understand it: Separate IBANs allow for specific types of services to use a direct debit to charge the correct account (utilities go to household account) and other people can transfer money into the right account (paying back for dinner goes to entertainment account)
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Replying to @thijsniks @jansn and
Hmm okay yes I see. Although none of these would be absolutely infeasible for a bank to implement without separate IBANs, I do understand how they make these features highly intuitive.
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There are indeed other ways to achieve the same, but those would mostly be hacks to get around this artificial limitation of not wanting to create new full-fledged account
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