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Same. I'm going to miss certain features, but they're not enough to keep me in the Stockholm Syndrome Distortion Field™.
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Would love to hear which bunq features you will miss!
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Replying to @thijsniks @Reinier and
Business credit card without weird credit limits and proper exports and API integration. It is so weird that this is (almost?) not available anywhere.
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Replying to @casperbakker @Reinier and
Higher credit limit makes sense as a benefit. Cleaner (and more complete?) exports are valuable. What do you use the API for?
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Replying to @thijsniks @casperbakker and
Bunq only offers ‘credit’ on the travel card. All other ‘credit’ cards are actually tied 1:1 to your debit account, so the limit is what they can take from your account. No money there? Transaction not processed.
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Replying to @jansn @casperbakker and
Aaah, so those are actual debit cards. Super useful. Dutch Maestro/PIN cards are actually ATM cards, not debit cards, if you fit them in the international framework.
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Replying to @thijsniks @jansn and
Yes. Debit cards, but for the outside world 'credit cards'. Even the Mastercard debit cards are not accepted widely enough unfortunately. If you know an EU service that provides this, please let me know!
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Replying to @casperbakker @jansn and
Interesting. Which service doesn’t accept MasterCard debit cards?
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Replying to @thijsniks @jansn and
Can't remember exactly. But Dropbox or Digital Ocean for example. Around 25% of services did not accept our Mastercard debit card, but did with Mastercard credit card, both from Bunq. And almost all physical terminals if you are in a foreign country. I don't know why.
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I suspect they decline foreign debit cards for fraud/risk concerns (perhaps for any debit card or this BIN range if it has a bad credit score)
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