Direct debit mandates really are the ugly stepchild of @EPC_SEPA payments. No digital authorization standard, no mandate tokens, no standardized creditor registry.pic.twitter.com/4ZWWFCoD6z
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Ah wait, you didn't refer to bank fees but payment providers. Similar reasoning applies (something needs to pay for support tickets and the lawyers), but definitely still high margin.
If you have a couple of hundred direct debit transactions, there is definitely a case for running your own through the bank vs using a payment service provider. Especially if practically all your transactions are direct debit.
Yep! I’m not complaining. Dealing with SEPA is a mess for PSP and high risks for the easy way consumers can just revert payments without questions asked. Still light years cheaper than any card payment out there with the fixed amount PLUS % cut.
Biggest problem in our business and for our customers is that SEPA is so extremely slow. Easily takes 5-10 days before getting a payment status back.
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