Keep seeing people talk about payments as B2B vs. B2C. Don't think that matters - it's the "B2..." that matters. B2anyone vs. C2anyone is the better framing.
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I think the main diff is that a consumer is a unit of 1 so a lot of things are easy because no coordination is required. For businesses, especially bigger ones, you get into the whole "who should have the authority to make this payment?" so there's definitely more coordination.
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Fair. The payments interface needs more controls, but the underlying infrastructure and directory is preferably the same.
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