It’s fascinating to see Mexico push their CoDi payment standard so much https://www.codi.org.mx though I don’t understand why they complicate what is ultimately just a simple SPEI barcode equivalent to the EPC-QRhttps://www.europeanpaymentscouncil.eu/document-library/guidance-documents/quick-response-code-guidelines-enable-data-capture-initiation …
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This CBPN article gives the clearest English-language description of how Mexico’s CoDi/SPEI transactions work https://cbpaymentsnews.com/assets/CBPN_Volume1/CBPN-December-2018-Vol1_4_Web.pdf …pic.twitter.com/14W1cErbnw
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Replying to @thijsniks
. Been dealing with this in recent months. Not fun. I wish regulators are not so prescriptive about what they expect.1 reply 0 retweets 0 likes -
Replying to @Johnie
A lot of the CoDi/SPEI approach seems fine, though it’s sad they still need to split the messaging and settlement layer. I assume that’s the case because the former is sub-second and the latter only has a 10s SLA?
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Replying to @thijsniks @Johnie
The recipient name check seems something that should run on the sender side instead of the receiver side though
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Do you happen to know where I can find the English language specification? The central bank website isn't very helpful https://www.banxico.org.mx/sistemas-de-pago/codi-cobro-digital-banco-me.html …
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