I get it — none of you are interested in national payment schemes of emerging markets, but that won’t stop me from talking about them!!1!https://twitter.com/thijsniks/status/1258197887307005953 …
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Replying to @thijsniks
Whatever it takes for you to eventually take down ACH
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Replying to @ghod
lol, sorry, every country gets the payment system it deserves so the usa is stuck with overcharging monopolists. or capitalists. whatever your preferred term is
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Replying to @ghod
But yes, ACH is simultaneously a national disgrace and a super interesting case study of how system principles (in this case a desire for lots of small profitable banks) create path dependence
11:42 PM - 6 May 2020
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