These existing unemployment insurance systems are running on mainframes. Where would you run the new one?
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COBOL isn't the problem. Proper maintenance and scaling of systems is the fundamental problem.
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One of the requirements for these kinds of systems is whether the organization has the ability and people to maintain it. COBOL applications on mainframes immediately increases your hiring cost by 5x
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Java: very mature, plenty of engineers (safe to say this is true for the coming decades), performant, good fit for building large & complex systems.
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And run it on a mainframe, on premise or cloud?
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