how do you even survive haha! fintech stuff???
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there's a longer story here that i'll save for another time, but in general i just use my dutch account + revolut... but now that i've officially moved it's about to get a lot more complicated
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So… I actually think Maestro+iDeal is a stroke of genius (low fraud, low cost) and every (European) country should do it.
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Replying to @thijsniks @juanbuis and
Paying directly for accounts is an equity problem, but unfortunately a side-effect of negative interest rates.
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Replying to @thijsniks @juanbuis and
Payment requests work well now. Transfers are instant. ING app is good. Apple Pay is supported. What’s missing?
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I'm not saying Credit Card companies aren't shit, but you miss out on a *lot* of proven infrastructure with iDEAL
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I’m very aware (after making payments work globally for Uber for 5 years), but that’s mostly inertia not great system design. Build iDeal for the eurozone and all of the sudden it’s a seriously supported option. Card networks are so hacked together.
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Ugh, I know there are fraud benefits but, I would vote against this so hard. Every ideal payment feels painful/annoying to me/if a store took only ideal I would buy elsewhere probably, but each to their own.
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I don’t share that feeling at all. Redirect through app on phone or handover from desktop to phone with QR code both work very smoothly. Much more reliable than having a browser auto fill card number and address (??)
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Imo if you gotta scan a qr code (or it's tied to your phone number), you blew it. Don't make me switch modes to give you money.
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Nah, QR codes are good. I rather tap a series of single buttons than copy/paste numbers and text. Much lower cognitive load
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