For sure–but that's also just an excuse. In NL/Canada the lack of competition means the banks just aren't even trying.
I’m very aware (after making payments work globally for Uber for 5 years), but that’s mostly inertia not great system design. Build iDeal for the eurozone and all of the sudden it’s a seriously supported option. Card networks are so hacked together.
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And acceptgiro/reference numbers for invoices work well. Though could be better if they included amount verification, etc
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Ok I do miss them acceptgiros, makes it easy to actually pay bills
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Ugh, I know there are fraud benefits but, I would vote against this so hard. Every ideal payment feels painful/annoying to me/if a store took only ideal I would buy elsewhere probably, but each to their own.
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I don’t share that feeling at all. Redirect through app on phone or handover from desktop to phone with QR code both work very smoothly. Much more reliable than having a browser auto fill card number and address (??)
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Even on the receiving end with Stripe supporting iDeal, it was painful, synchronous and very messy to accept it. But, low cost, at least.
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That’s… because Stripe was build on the assumption that the world runs on cards and they have been rewriting their system to correct for that error ever since ¯\_(ツ)_/¯
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