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thijsniks's profile
Thijs Niks
Thijs Niks
Thijs Niks
@thijsniks

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Thijs Niks

@thijsniks

Product Manager for ☎️ at @WhatsApp / ❤️ retweets

San Francisco, CA
thijs.niks.nu
Joined February 2009

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    Two-way (sending and receiving) short codes:

    Country Code For customers of
    United States 40404 (any)
    Canada 21212 (any)
    United Kingdom 86444 Vodafone, Orange, 3, O2
    Brazil 40404 Nextel, TIM
    Haiti 40404 Digicel, Voila
    Ireland 51210 Vodafone, O2
    India 53000 Bharti Airtel, Videocon, Reliance
    Indonesia 89887 AXIS, 3, Telkomsel, Indosat, XL Axiata
    Italy 4880804 Wind
    3424486444 Vodafone
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    1. Owen Williams  ⚡‏Verified account @ow 15 Jan 2020

      I thought banking was broken in the Netherlands but Canada is wild–individual accounts cost $10+ each unless you hold a minimum balance (in that account) and they pay basically no interest, good times

      22 replies 3 retweets 59 likes
      Show this thread
    2. This Tweet is unavailable.
    3. Dylan‏ @icerfish 15 Jan 2020
      Replying to @ow

      There's a reason for this though, due to NZ's small population, western-like culture, and being technologically advanced makes it the perfect testing ground for new technologies.

      1 reply 0 retweets 0 likes
    4. Owen Williams  ⚡‏Verified account @ow 15 Jan 2020
      Replying to @icerfish

      For sure–but that's also just an excuse. In NL/Canada the lack of competition means the banks just aren't even trying.

      2 replies 0 retweets 4 likes
    5. juan‏Verified account @juanbuis 15 Jan 2020
      Replying to @ow @icerfish

      there are about 40 banks in the netherlands, so there's definitely competition! in france there are >400, and they all do the same thing you mentioned (you either pay a fee, or you need to use your card at least once per month, or you need a minimum deposit per month)

      1 reply 0 retweets 0 likes
    6. Owen Williams  ⚡‏Verified account @ow 15 Jan 2020
      Replying to @juanbuis @icerfish

      i think you're right that there's competition in NL *but* they're not really competing on the global stage at all, just iterating on Maestro etc. But holy shit....france.... o no

      1 reply 0 retweets 1 like
    7. juan‏Verified account @juanbuis 15 Jan 2020
      Replying to @ow @icerfish

      the choice for maestro is weird & i think bunq (lol) is the only one really trying to break through internationally. and yes it's *not* fun banking here lol

      1 reply 0 retweets 0 likes
    8. Owen Williams  ⚡‏Verified account @ow 15 Jan 2020
      Replying to @juanbuis @icerfish

      how do you even survive haha! fintech stuff???

      1 reply 0 retweets 0 likes
    9. juan‏Verified account @juanbuis 15 Jan 2020
      Replying to @ow @icerfish

      there's a longer story here that i'll save for another time, but in general i just use my dutch account + revolut... but now that i've officially moved it's about to get a lot more complicated

      1 reply 0 retweets 1 like
    10. Thijs Niks‏ @thijsniks 15 Jan 2020
      Replying to @juanbuis @ow @icerfish

      So… I actually think Maestro+iDeal is a stroke of genius (low fraud, low cost) and every (European) country should do it.

      2 replies 0 retweets 1 like
      Thijs Niks‏ @thijsniks 15 Jan 2020
      Replying to @thijsniks @juanbuis and

      Paying directly for accounts is an equity problem, but unfortunately a side-effect of negative interest rates.

      8:08 AM - 15 Jan 2020
      1 reply 0 retweets 0 likes
        1. New conversation
        2. Thijs Niks‏ @thijsniks 15 Jan 2020
          Replying to @thijsniks @juanbuis and

          Payment requests work well now. Transfers are instant. ING app is good. Apple Pay is supported. What’s missing?

          2 replies 0 retweets 0 likes
        3. Thijs Niks‏ @thijsniks 15 Jan 2020
          Replying to @thijsniks @juanbuis and

          French banks on the other hand… have terrible apps. Hard to transfer money. Weird security rules.

          1 reply 0 retweets 1 like
        4. Show replies

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