You’ll need to decide which stock index (or region) to buy: United States https://global.vanguard.com/portal/instl/nl/en/product.html#/fundDetail/etf/portId=9694/assetCode=equity/?overview … Europe https://global.vanguard.com/portal/instl/nl/en/product.html#/fundDetail/etf/portId=9681/assetCode=equity/?overview … Developed markets https://global.vanguard.com/portal/instl/nl/en/product.html#/fundDetail/etf/portId=9675/assetCode=equity/?overview … World https://global.vanguard.com/portal/instl/nl/en/product.html#/fundDetail/etf/portId=9679/assetCode=equity/?overview … More countries = more diversification
In general, retirement savings isn’t something you should wait with. The difference of 5 years is enormous. And it isn’t necessarily a question of affluence: Saving something is better than nothing
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So, I don't care much for *retirement* savings. I do eventually want a house/family life (which is another 5+- years away) and that's what I want to save for (so, rather a short term). Does Vanguard have something that is a better option than just putting it on the bank?
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(I hope any of that makes sense)
End of conversation
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