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thijsniks's profile
Thijs Niks
Thijs Niks
Thijs Niks
@thijsniks

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Thijs Niks

@thijsniks

Product Manager for ☎️ at @WhatsApp / ❤️ retweets

San Francisco, CA
thijs.niks.nu
Joined February 2009

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    Two-way (sending and receiving) short codes:

    Country Code For customers of
    United States 40404 (any)
    Canada 21212 (any)
    United Kingdom 86444 Vodafone, Orange, 3, O2
    Brazil 40404 Nextel, TIM
    Haiti 40404 Digicel, Voila
    Ireland 51210 Vodafone, O2
    India 53000 Bharti Airtel, Videocon, Reliance
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    1. This Tweet is unavailable.
    2. Gideon‏ @ghod 29 Oct 2019
      Replying to @can @sp990 and

      In the US it’s still illegal to differentially surcharge by card network tho, unlike some places like Australia

      1 reply 0 retweets 1 like
    3. Thijs Niks‏ @thijsniks 29 Oct 2019
      Replying to @ghod @can and

      Oh man, don’t get me started. Footnote 7 in the Amex case is a running joke in anti-trust circles https://www.supremecourt.gov/opinions/17pdf/16-1454_5h26.pdf …pic.twitter.com/POgVcuCrMR

      1 reply 0 retweets 0 likes
    4. Thijs Niks‏ @thijsniks 29 Oct 2019
      Replying to @thijsniks @ghod and

      Generally, most countries have decided that it’s not in society’s interest to have a duopoly drive up the cost of commerce. In the Netherlands, for example, debit card swipes are a flat 5,6 cents https://www.ccv.eu/nl/betaaloplossingen/betaalmethoden/tarieven/ …pic.twitter.com/6V0GxMLCVO

      2 replies 0 retweets 0 likes
    5. This Tweet is unavailable.
    6. Thijs Niks‏ @thijsniks 29 Oct 2019
      Replying to @akaranam @ghod and

      Which I love! The argument being (funnily enough) that checks are free and debit cards are practically like checks. It unfortunately needed a crisis to get this done and there is limited political will to extend it to all debit and credit cards

      1 reply 0 retweets 0 likes
    7. Thijs Niks‏ @thijsniks 29 Oct 2019
      Replying to @thijsniks @akaranam and

      Though Bernie has proposed an interest rate cap, which would be amazing

      1 reply 0 retweets 0 likes
    8. This Tweet is unavailable.
    9. Thijs Niks‏ @thijsniks 29 Oct 2019
      Replying to @akaranam

      One can justify anything with “better than illegal alternatives” and you wouldn’t expect anything else from the Cato Institute, but saying “usury caps simply don't work” is pretty rich considering the 1,000s of years and hundreds of societies who did and do so

      1 reply 0 retweets 0 likes
    10. This Tweet is unavailable.
      Thijs Niks‏ @thijsniks 29 Oct 2019
      Replying to @akaranam

      Banning usury has to be part of a broader policy though, which Bernie very much argues. One doesn’t need access to these kinds of loans if public transport is better, health insurance accessible, etc

      4:49 PM - 29 Oct 2019
      1 reply 0 retweets 0 likes
        1. This Tweet is unavailable.
        2. Thijs Niks‏ @thijsniks 29 Oct 2019
          Replying to @akaranam

          We know education and financial literacy don’t work, but I do think it has to go both ways: Ban usury and provide alternatives. We can’t just expect competition to solve this though, because low interest loans and relief don’t have the marketing budget of payday loans

          1 reply 0 retweets 0 likes
        3. End of conversation

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