A real time bank to bank payment transaction costs: €0.002 in Europe https://www.ecb.europa.eu/paym/target/tips/html/index.en.html … $0.045 in the United States https://www.theclearinghouse.org/-/media/new/tch/documents/payment-systems/rtp_-pricing_02-07-2019.pdf?la=en … That’s a 20x price difference
Does EPC have an equivalent for the RTP Request for Payment option? https://www.theclearinghouse.org/payment-systems/rtp/technical-documentation … Effectively a direct debit request that needs to be confirmedhttps://www.europeanpaymentscouncil.eu/what-we-do/sepa-direct-debit …
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