Banks should start extending their payment networks to not only move money but also transaction documents (receipts, tickets, digital goods, etc) and identity information.
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Banks are most people's store of funds and thus hold the keys to the kingdom. They are in the perfect centralized place to enable this. And it’s in their interest to increase their usefulness/competitive moat, before another platform (Alipay, WeChat, Paytm, Venmo) swoops in.
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I’m impressed by Amex’s integration of the Square receipts. Hopefully it’s a pilot that will make it into the network specificationpic.twitter.com/JGYeFDWnmE
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