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thijsniks's profile
Thijs Niks
Thijs Niks
Thijs Niks
@thijsniks

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Thijs Niks

@thijsniks

Product Manager for ☎️ at @WhatsApp / ❤️ retweets

San Francisco, CA
thijs.niks.nu
Joined February 2009

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    Two-way (sending and receiving) short codes:

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    1. Thijs Niks‏ @thijsniks 18 Nov 2018

      Banks should start extending their payment networks to not only move money but also transaction documents (receipts, tickets, digital goods, etc) and identity information.

      3 replies 4 retweets 16 likes
      Show this thread
    2. Thijs Niks‏ @thijsniks 18 Nov 2018

      Square already enables you to connect an email address to your card, so you can receive receipts through email. This makes it easier for your administration and saves paper. https://squareup.com/townsquare/what-does-your-square-receipt-look-like-to-your-customers …pic.twitter.com/Z6ZjKNwvnI

      1 reply 2 retweets 1 like
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    3. Thijs Niks‏ @thijsniks 18 Nov 2018

      As a processor, Square connects merchants (stores) to their acquiring bank (Chase). Which means that you will only receive a digital receipt when the store uses the Square terminals.pic.twitter.com/fIvXfYHBwm

      1 reply 1 retweet 0 likes
      Show this thread
    4. Thijs Niks‏ @thijsniks 18 Nov 2018

      Now imagine if your bank (which issues your card) is also able to process this additional information. Every seller would be able to send along the transaction details (standardized and signed xml/json format + html/pdf attachments), giving you a single place to track them.

      1 reply 0 retweets 2 likes
      Show this thread
    5. Thijs Niks‏ @thijsniks 18 Nov 2018

      Curious why a certain amount was deducted? Just look at the receipt right there. Need to find those cinema tickets you bought online? Just open up your banking app. Want to see how many bottles of soda you bought last year? Let your bank tell you.

      1 reply 0 retweets 3 likes
      Show this thread
    6. Thijs Niks‏ @thijsniks 18 Nov 2018

      This is perhaps a little harder to picture if you are used to American banks (which tend to be… old school), but doesn’t seem too far off if you are used to European banks.

      1 reply 0 retweets 1 like
      Show this thread
    7. Thijs Niks‏ @thijsniks 18 Nov 2018

      Now that my card provides a way to deliver transaction information, banks can extend it with a loyalty scheme platform. Buy something at a store, enroll in their loyalty scheme through your banking app, and automatically receive points/discounts the next time.

      1 reply 0 retweets 1 like
      Show this thread
      Thijs Niks‏ @thijsniks 18 Nov 2018

      Automatically receive 5% off from the store if you pay somewhere a second time this month with your debit/credit card. Collect points to reach a membership level. Get the 10th coffee for free.

      7:23 AM - 18 Nov 2018
      • 2 Likes
      • Pankaj Pilaniwala Thomas Visser
      1 reply 0 retweets 2 likes
        1. New conversation
        2. Thijs Niks‏ @thijsniks 18 Nov 2018

          Banks are most people's store of funds and thus hold the keys to the kingdom. They are in the perfect centralized place to enable this. And it’s in their interest to increase their usefulness/competitive moat, before another platform (Alipay, WeChat, Paytm, Venmo) swoops in.

          2 replies 0 retweets 2 likes
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        3. Thijs Niks‏ @thijsniks 19 Jul 2019

          I’m impressed by Amex’s integration of the Square receipts. Hopefully it’s a pilot that will make it into the network specificationpic.twitter.com/JGYeFDWnmE

          2 replies 0 retweets 2 likes
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        4. Thijs Niks‏ @thijsniks 19 Jul 2019

          Apple’s receipts also show up in the Amex app 👌 via @ghodpic.twitter.com/5vME7aJGCd

          0 replies 0 retweets 1 like
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        5. End of conversation

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