It’s pretty incredible to see how strategic @ingnl is in capturing and defending its banking position:
- Contactless cards
- Great mobile app
- Free real-time wire transfers
- Built-in money request feature, etc.
Slowly but surly extending their moat against a PayPal or Venmo.
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Replying to @thijsniks @ingnl
Note that their "strategic" position is vastly behind proper modern Banks anywhere else, but they stand out in the Dutch market indeed
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What are you missing compared to other banks?
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Replying to @thijsniks @ingnl
Competitive wire transfers to other currencies, savings accounts that round up transactions, ability to block/freeze features of cards, virtual cards, debit visa, lots more...
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Thijs Niks Retweeted Thijs Niks
Agreed on those, though most of them would be used by less than 1% of their customershttps://twitter.com/thijsniks/status/1061287073188102145?s=21 …
Thijs Niks added,
Thijs Niks @thijsniksFeatures@ingnl controls and are missing (1/2): - MasterCard or Visa debit card - Virtual card numbers - Transaction push notifications - Opening unlimited accounts - Bank account number for saving accounts - Foreign bank account numbers and multiple currency supportShow this thread1 reply 0 retweets 1 like
Not sure how I feel about round up saving. Budgeted saving or prize linked saving make more sense to me
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