If you’re in the wealth accumulation phase of your life, I think buying a home is a terrible decision (in most cases). Prove me wrong. Seriously. I’m not being rhetorical. I want to see if there’s math that says otherwise.
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Replying to @theSamParr
I'd much rather have control of my housing payment for 30 years, and then have the option of only taxes and insurance for my remaining years. With rent, you have no control.
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Replying to @EricPeltier @theSamParr
Also, you keep saying that the RoR on the S+P is better than real estate. Maybe it is. But you invest $50k in the S+P and make 8% on $50k. I buy a $400k house and immediately make 5% on $400k. Who wins that race?
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