Nothing will bring out a twitter mob quicker than saying that people should make their own decisions in life...
... EXCEPT saying that people are responsible for themselves in a fundamentally unfair world—that is currently at it’s peak fairness.
I’ve been testing it. 
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I quoted your article. Your worldview doesn't allow for the possibility that many people are financially irresponsible and would benefit from being told the truth. It's patronizing to have low expectations for people; both rich and poor as the article describes the 40%.
He's right. The vast majority of the world has basic needs (food, clean water, and the ability to take a vacation once in a while) covered. This is a great book on the topic: https://www.amazon.com/Factfulness-Reasons-World-Things-Better/dp/1250107814 …
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I'm talking about the US! Safe drinking water, NO - https://www.multipure.com/purely-social/science/top-10-states-worst-public-water-ratings-united-states/ … Ability to take a vacation NO, almost half US can't afford it -https://www.bankrate.com/credit-cards/travel/#summersurvey …
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You're saying the vast majority of Americans don't have safe drinking water?
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