Bypassin text based OTP is when I squeeze myself into SS7 and take over your number for a while. Bypassing token OTP is when I crack the algo (hahahahah!!!) and guess the next password. This is hacking. All those headlines are just phishing AND NOTHING MORE.
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I am honestly surprised it took 'bad people' so long to figure that an OTP can be phised in the same way as the password. It's not like it's some ai-ml-blockchain s00per high tech, just a script...
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nah, they just waited until there was enough OTP adoption to make it worth targetting
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