Director of Business Development & Growth @PlayAdoptMe. Prev @Hypixel @IGFestUK. note: put something funny yet deeply relatable before saving bio. He/Him 
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Indies that have publishers are still indies. Funding is funding, and a studio's need for funding is independent of their size and arbitrary status. Some small indies will never need funding because they luckily made a massive hit. Some big studios desperately need funding
It completely depends on the publishing deal / publisher studio relatoonship. It's not a flat "all deals are this way" thing. An indie studio that's gets some funding from a publisher will still get additional funding from an EGS deal under most usual contracts
If the studio is fully owned by a publisher then yes, the publisher gets the money, because the studio isn't independent, they have an owner. It's up to the publisher what they do with that money But for the majority of teams, additional funding up front offsets risk
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