I stan Tom Nook. Name another lender who offers fixed rate mortgages with no monthly minimum payment without a credit check. Tom Nook is singlehandedly solving the housing crisis
-
Last I checked that's precisely what brought on the recession a decade ago. So in other words, Tom Nook caused the recession.
Tom Nook doesn't aggressively collect on debt. In fact, you can go without repaying for years and he doesn't say anything. So presumably you can default on debt at no cost, meaning Nook takes the hit, so no recession
