Wellbeing apps that try to limit screen time, such as Forest, are actually growing quickly. Now that fiat on-ramps work, you could abstract the fact that this runs via crypto, while not having to deal with banks
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crypto.
Lock funds in a timelock contract
Sign a promise that you will do something
Make a friend the arbiter of the locked funds
If you did as promised, your friend releases the money for you, but if you didn't, the money is theirs.