Oh, yeah, if you never read this CitiGroup memo, you should: https://docs.google.com/viewer?a=v&pid=explorer&chrome=true&srcid=0BzgUudifBc68ZGUyNzA0MzAtZDZkZC00ZmZjLTkwY2ItNzBlZWRmNjI1ZTNm&hl=en_US … from 2005.
12:30 PM - 8 Oct 2011
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