I like insurance model for lots of stuff, but it can incent bad behavior (moral hazard): "who cares about SQA? We're insured!"
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I've often suggested that liability disclaimers for softwar should be illegal in EULAs, but what about OSS? Would anyone ever release again?
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We could also airgap critical software by law. Eliminates entire class of support problems.
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insurance model won't work: insurance replaces lost/damaged with new copies that are just as fragile**. insurance can't force redesign
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**replacement for burned down house might differ due to new building codes but replacing SW with merely "similar" not good enough here
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"desktop PC may last five or six years; a car can last decades" - thanks to VMs, servers are immortal
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