This comes from how ACH (still) works: https://m.reddit.com/r/explainlikeimfive/comments/3q9xu2/eli5_how_come_online_banking_transactions_still/ …
I thought the euphemistic "banker's hours" were for the bankers. Turns out they're a UX element??https://twitter.com/starsandrobots/status/766792092517478400 …
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it's not even a transfer between banks :/
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they have had labeled virtual "accounts" in-built for something like 9 years. Think of it as a way to subdivide your account
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after 9 years they introduce a process cutoff time?
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even if this was backed by ACH under the hood, the project managerial decision is terrible
End of conversation
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They may have a human manually reviewing all wires. Given how catastrophic banking systems are, it might even be a good idea
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it's not a wire! It's not even a transfer between banks!
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Oh jesus
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I need to find a beer to sob into or something.
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make that 2 salty beers for the "after 5PM" unhappy hour
End of conversation
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I recently ran into a website that was shut down everyday from 8 PM until 8 AM.
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