What's the plan for stable coins when USD rates are >0? Gonna pay a dividend or..
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DAI is a wrapper for USDC, pays no dividend.
UST is backed by BTC, hardest money known to humanity, and has a nice fat yield.
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It's a clever plan by Mr K and crew
meanwhile purely digital fiat economies that go neg rates, I ask my friends in Scandi countries (I used to live in Oslo) and they're happy to remove paper money for fear of criminal activities!
But BTC is dodgy 👀
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If the APR is less than 10% they are largely irrelevant. Vox populi vox Dei.