Don't you think security is what's stopping many people to use Anchor as the go-to saving account? How do you intend to solve/mitigate the smart contract hack risk?
But the incentive to hack will be priced higher and higher as time goes on.
"Saving Account" inherently means 0 risk.
Even established banks have insurances.
Isn't it a top priority to provide the same basic security of the traditional counterpart?