The two council I pay council tax in (aberdeen and Edinburgh) let me pay in twelve instalments rather than ten if I do it be direct debit. Means less per month although you don’t have the two months “off”.
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I'm happy with the irrationality of it all. The behavioural element works in my favour, I think!
- Još 3 druga odgovora
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It also upsets my elaborate “min 2 DDs a month from this account” house of cards.
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You could set up a direct debit for these two months to transfer money to me, if that helps? ;-)
- Još 1 odgovor
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I'm impressed by your degree of budgeting
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It is very flawed though. I have adjustments all over the shop. The original aim is to stop me buying 'shiny shiny' things, which are typically expensive. It is sort of working!
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I never thought you’d be the type to have a flawed budget!
I have a “misc” budget monthly for all the random stuff. Any underspend gets transferred to a separate account for larger “misc” purchases!Hvala. Twitter će to iskoristiti za poboljšanje vaše vremenske crte. PoništiPoništi
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