If you're in university right now, wouldn't the smart play be to take out loans even if you could pay? Why pay when you can get your debt forgiven?
If it's the first, I'm with you, but the answer would be "likelihood of forgiveness is not 100%, and lenders would close tills if it were"
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If it's the second...hrmm... isn't it the lender's responsibility to weigh risks? Borrowers don't employ actuaries, lenders do.
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I was referring to the news about eliminating college debt yesterday. Love the idea in theory but the implementation is a nightmare and the proposals would absolutely cost the Ds a must-win election.
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