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  1. 4. velj

    If you're swimming in unpaid and feeling like you’ll never be able to pay them off, you’re not alone. In fact, outstanding medical costs are a huge contributing factor in many personal bankruptcies.

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  2. 31. sij

    It's a common misconception that those who are married can't file separately for bankruptcy. That is false. Depending on whether there are joint assets or just individual debts, it may be optimal for just one spouse to file individually based on their own debts.

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  3. 29. sij

    Did you know that doesn't always relieve you of every ? Some debts are considered "nondischargeable" or not eliminable through filing bankruptcy. Know what debts are and what may help you get the most out of bankruptcy.

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  4. 27. sij

    Do credit settlements hurt your credit score? Yes! Settling a debt denotes a "settled in full" moniker rather than "paid in full." This notation stays on your credit report for 7 years from the date of final discharge. Call us to determine your best options.

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  5. 23. sij

    Many people fear that filing means their job will be in jeopardy. Chances are, though, you won't be in danger of losing your job. In fact, filing bankruptcy may actually help your employment situation.

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  6. 21. sij

    Choosing divorce means more than just making a decision, one of the following must apply: 1. Living apart from your spouse (6 months to a year depending on the state) 2. Adultery 3. Domestic Violence If these circumstances apply, call us for your legal needs.

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  7. 17. sij

    Most court proceedings are public matters, so if you undergo a , odds are it will be on the public record. However, depending on the nature of the divorce and the involvement of other parties, you may want the sealed off from the .

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  8. 15. sij

    A prenup is a tool that is often misunderstood. Prenups aren't simply for the rich or those likely to divorce. A can simplify arrangements during , secure property to children, or protect from debt in the event that one partner dies.

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  9. 13. sij

    Foreclosure 101: how to protect yourself.

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  10. 9. sij

    New year, new you? Statistics show that January is considered "divorce month." End of year considerations become real once attorneys get back to the office, with January 12-16 seeming to be a popular week for filings.

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  11. 7. sij

    Bankruptcy. Does the word send chills down your spine? That's the old stigma talking. The fact is, is a tool. It's a way to bring stability back to you and your family.

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  12. 3. sij

    Did you know that the professions with the highest divorce rates are Dancers (43%), Bartenders (38%) and Massage Therapists (38.2%), while those with the lowest divorce rates are Agricultural Engineers (1.78%), Optometrists (4.01%), and Clergy (5.61%).

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  13. 30. pro 2019.

    Debt comes in two primary categories: secured and unsecured. Secured debt is any that is backed by some tangible collateral, unsecured is that which is not. Be sure to know which is which when filing , as they have different implications.

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  14. 26. pro 2019.

    When a court issues an order during or after a divorce (such as an official visitation schedule or regular support payments) it becomes legally binding. If you willfully disobey, you can be subject to court penalties.

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  15. 24. pro 2019.

    Going through a ? Before you start itemizing everything you own, you should know the legal system places your assets in 2 categories - separate and marital (community) property. If you have any questions, don't hesitate to ask.

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  16. 20. pro 2019.

    Can I get rid of child support and alimony if I file bankruptcy? Learn here:

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  17. 18. pro 2019.

    Did you know that once you pass your means test for Chapter 7 , you will have an “automatic stay” on all of your financial accounts? This means: ✅ Creditors can’t collect any ✅ Pending foreclosures are halted ✅ Pending lawsuits are frozen

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  18. 16. pro 2019.

    If you're going through a , you are likely dealing with a very complex circumstance where all your “certainties” in life regarding your home, emotions, finance, career, parenthood are all “up in the air”.

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  19. 12. pro 2019.

    Alimony payees are afforded the benefit of a tax deduction when making their payments, but can quickly be revoked via Alimony Recapture rules if abused. Do you qualify for this tax deduction? We can help.

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  20. 10. pro 2019.

    Is divorce advice for women different than advice for men? While you might think that the best divorce advice would be the same for everyone, no matter their gender or circumstances, that’s not entirely true.

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