The FAFSA also doesn't account for divorced parents well. My parents were doing okayish for themselves on paper, but they were supporting two totally separate households. The first time I applied for the FAFSA, I got ZERO aid, despite the fact that my parents had no extra funds.
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Also it does not account well for total medical bills at all—just the portion you are able to deduct. (Amount going into HSAs and FSAs, the 10% before deductions, significant expenses that are not deductible—can be 15k difference in one case. :) )
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Yeah. My dad had money but he wouldn't help me so I had a hard time getting the financial aid I needed.
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Same with my parents. Twenty years later, I’m saddled with debt because I couldn’t qualify for other types of aid.
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My parents refused to fund my education, but the school still factored in their contribution and determined that I was not eligible for assistance. My family refused to support me, but still claimed me on their taxes. I was on my own.
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Fortunately, I attended during the 80s when it was still possible to work your way through college. It took me six years, but I made it. Today it would be impossible.
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Or dead
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My high school still hasn’t sent my final transcript to my college because I haven’t paid off my school debt. To a public high school.
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This happened to someone I know. They had to wait to age out in order to go to college. It was AWFUL.
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