he/him 
Just went to my bank to set up a direct debit. Filled the form, now they asked me to send it via japan post. Lol. /cc @sebmck
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Well... what I called direct debit it's in fact a standing order, still they actually Have DD, just not for my use case :)
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The US do have direct debit, but looks like it's a roundabout implementation - more like an indirect debit.
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