he/him 
The speed of the US bank system is atrocious. Waiting multiple days for transfers. I miss the instant transfers (even between banks!) in the UK. https://en.wikipedia.org/wiki/Faster_Payments_Service …
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More US banking woes: - Most card readers in the US accept contactless cards yet no bank seems to issue them - Zip code sometimes used as a secure pin (ie. gas stations) - Inter-Bank ATMs charging for withdrawal...
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Get a blog mate
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For the ATM fees, check out
@CharlesSchwab -
Yeah I'm already with Charles Schwab for brokerage. Trying to convert my account and they're making me fill out a 26 page form. Doesn't leave me very optimistic.
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There is one day transfers for banks like Ally. That was added only a few months ago…. I know it all sucks.
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Even one day is pretty bad, transfers between banks in the UK generally happen in minutes.
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Just wait til you go to the DMV.
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Australia was the same but we've come a LONG way in the 3 years. Now that we have http://www.nppa.com.au/ we'll be getting instant payments very soon!
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Yea we're pretty dispersed, but that's becuse there's no standards enforced...it's like businesses can pick what card reader they want and banks can pick what cards they issue but they never sync up
Apple tried something with the Apple Pay thing at specific stores but ehhThanks. Twitter will use this to make your timeline better. UndoUndo
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Since the security is so bad, they need the delays to handle all the fraud..
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