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sebmck's profile
Sebastian
Sebastian
Sebastian
Verified account
@sebmck

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SebastianVerified account

@sebmck

JavaScript boy and “lovely thoughtleader” ⌨️ he/him ♂️

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Joined April 2011

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    Sebastian‏Verified account @sebmck 30 Dec 2017
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    The speed of the US bank system is atrocious. Waiting multiple days for transfers. I miss the instant transfers (even between banks!) in the UK. https://en.wikipedia.org/wiki/Faster_Payments_Service …

    12:38 PM - 30 Dec 2017 from Redwood City, CA
    • 4 Retweets
    • 61 Likes
    • Thor Amorim Michael Head Simeon.__proto__ Julian Viereck danny and the night terrors 睿雄 Lucas Rocha Seth Davenport Trezy 💫 Rod (Rodolfo) Kisten (Costa) 🏳️‍🌈⃤
    14 replies 4 retweets 61 likes
      1. Sebastian‏Verified account @sebmck 30 Dec 2017
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        More US banking woes: - Most card readers in the US accept contactless cards yet no bank seems to issue them - Zip code sometimes used as a secure pin (ie. gas stations) - Inter-Bank ATMs charging for withdrawal...

        10 replies 0 retweets 28 likes
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      2. Daniel Lo Nigro‏ @Daniel15 31 Dec 2017
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        Replying to @sebmck

        Australia's going to have instant transfers across banks soon, too. http://mobile.abc.net.au/news/2017-10-04/how-will-instant-payments-actually-work/9010400 …. I miss it in the USA.

        1 reply 0 retweets 2 likes
      3. Sebastian‏Verified account @sebmck 31 Dec 2017
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        Replying to @Daniel15

        I actually transferred some money from my US to AU bank account the other week and it came in within 7 hours. Was extremelt surprised it was so quick. Not sure if they’re testing out the new system or I was just lucky.

        0 replies 0 retweets 1 like
      4. End of conversation
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      2. James Seymour-Lock‏ @JamesSLock 31 Dec 2017
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        Replying to @sebmck

        TransferWise takes less than 24 hours between US & UK

        1 reply 0 retweets 0 likes
      3. Sebastian‏Verified account @sebmck 31 Dec 2017
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        Replying to @JamesSLock

        This hasn’t been my experience. Usually have to wait at least 2 days for TransferWise.

        2 replies 0 retweets 0 likes
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      2. Jake Archibald‏ @jaffathecake 30 Dec 2017
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        Replying to @sebmck

        Huh, this is the first time I've felt patriotic in a while.

        2 replies 0 retweets 5 likes
      3. Surma‏ @DasSurma 30 Dec 2017
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        Replying to @jaffathecake @sebmck

        Germany is the same. Bank transfers take 3-4 working days. Ridiculous nowadays imo. I have heard that the bank actively slows down the process to be able to speculate longer with your money. Not sure if that’s true tho.

        9 replies 0 retweets 7 likes
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      1.  👨🏻‍🌾𝑃𝑒𝑦𝑡𝑜𝑛‏ @peytonmcnully 30 Dec 2017
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        Replying to @sebmck

        US Banking be like ... and that’s the new “one day ACH” ... didn’t have a gif slow enough for a wire transferpic.twitter.com/XSkgpS9Qr6

        0 replies 0 retweets 2 likes
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      1. James Friend‏ @ur_friend_james 30 Dec 2017
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        Replying to @sebmck

        Ha, the best part is having to remember how to use checks, because they actually still use them here

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      2. Chris Paton‏ @PatonCrispy 31 Dec 2017
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        Replying to @sebmck

        .@n26 is opening in the US soon and is fantastic. Also, try @TransferWise for any overseas transfers. Also incredibly fast. Transferred some money from Australia to Ireland the other day in 5 hours.

        1 reply 0 retweets 1 like
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