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I didn't realize how much I hated landlords until I realized that most of the planet are paying other peoples mortgages
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That isn’t how it works in the UK, you don’t sign a simple rolling contract. You’re tied in for 6-12 months at minimum. Breaking those contracts can be difficult, expensive, and bad for your future renting prospects. Hardly risk free.
A lease contract is how it's worked in all the countries I've lived in. Renting is absolutely not risk free and most of the landlords I've had were awful. It was all about maximum return on investment, they have a mortgage to pay after all! Cheap out on repairs etc.
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So because you've had bad experiences, it's alright to generalize. I'm landlord & I have always given my tenants a discount on their rent compared to the going rate in the area. I've also recently reduced it by $500 during this crisis without any intention of recouping that cost.
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Good for you. Doesn’t change the harm investment properties cause to housing prices and the riskless investments a lot of landlords make while having their tenants pay their entire mortgage.
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