he/him 
This is not a good pitch except for accounting nerds, but YNAB is basically accrual accounting for personal finances.
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I didn't. My general policy on mission critical stuff is to wait a few years to see if products escape the VC pump-and-dump cycle. If it's still around in a year or two, I'll probably revisit.
I feel uneasy about trusting large institutions with my financial information. Actual being a one-person startup just makes me more paranoid about my privacy and exiting.
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We only keep data on our servers if you want syncing across devices (by default all of your data is local). If you want to sync, our tech allows end-to-end encryption which will by fully implemented soon. We won't be able to touch it.
Thanks. Twitter will use this to make your timeline better. UndoUndo
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