My issue is that I am free to spend a lot more than I should send. I gain from savings and investment accounts that force a greater percentage of my burn to be routed into savings.
Basic financial planning is easy. Just avoid spending more than you make. Doing so while also planning for future costs (gifts, holidays, tax, retirement, etc) is harder.
-
-
Particularly when some costs are unexpected or variable. Some form of personal 'sink fund' would perhaps also be useful.
Thanks. Twitter will use this to make your timeline better. UndoUndo
-
Loading seems to be taking a while.
Twitter may be over capacity or experiencing a momentary hiccup. Try again or visit Twitter Status for more information.