sometimes Twitter is funny, sometimes Twitter is sad, sometimes Twitter is a dozen friends and strangers yelling at you to get a pension in a way that feels both well-meaning and extremely judgemental
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I know I'm being flippant at the moment but I have just started a business and money is really tight so the cost of paying into a pension is considerably more than just the monetary value, it's the loss of opportunity when I could be investing that money into the business
tbf that does actually make sense. I would just say I know loads of adults who really regret not paying into theirs sooner so I just urge everyone to do it no matter what
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I think people should probably have some kind of plan. Every investment is a risk to some extent and pensions are definitely not risk-free, so it shouldn't be frowned upon to be doing something else, but the state pension will probably be non-existent by the time we're old
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Yes I can understand it's difficult if you are starting a business and need the capital for that. But you can pay in just £25 a month, and the government will add 25% to that (plus the investment growth). If you pay into a Lisa, it's also tax free when you come to draw it.
End of conversation
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