Kind of curious to see reactions to this one. Are you saying patients shouldn’t pay for elective surgery?
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Not at all - but that billing them the entire bill deductible 18 hours before surgery (and suggesting they can't get the surgery without making a lump sum payment) seems like a bad system!
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And "elective" doesn't always mean unneeded. My dad had "elective" cancer treatment that saved his life. Insurance wouldn't cover it - it was new &more expensive than traditional chemo. Now it's the standard chemo treatment. Parents are 70 & still working cause it bankrupted them
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Last time I was in the ER, there was a roving finance person who would go from room to room checking on insurance status, and getting credit cards to pay for copays and deductibles.
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Which felt very exploitative since for many people, myself included, they had already started patients on pain medicine, and if not, the patient may have been in pain. They already had got all my info at check in; this was solely a collection rate improvement effort.
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The woman was very nice and even helped me get my credit card from my bag/wallet, which I couldn't do myself since my arm was literally hanging out of its socket.
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I understand they want to get paid, but getting credit card info from patients pre-treatment at ER is unseemly. Just send a bill.
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I can't begin to explain how absurd and obscene this sounds to a non-American. It's hard to understand why this is acceptable to people, why they don't riot or throw out their representatives and get a normal healthcare system. It sounds so cruel.
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Most people don’t realize until it happens to them, or a member of their family. Until then, denial works or they just don’t even think about it. What then?You should have to pay for catastrophic healthcare bills by a GoFundMe page or community fundraisers?
#Universal#Healthcare
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Had ankle surgery last Monday. They started calling me three days before harassing me for money. I paid 1/2. Morning of surgery 1st conversation is where is the rest of their $. Without insurance I would still be limping, getting worse. Pre-negotiated cost; $94,000.
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And our politicians think a person could afford that by not buying an iPhone.
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Remember how much our dear
@POTUS thinks insurance costs:pic.twitter.com/aJWRfJKjz3This media may contain sensitive material. Learn more
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Anyone else have a $6000 deductible? Is that just normal and acceptable now?
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I pay $1000/mo premium with a $7000 deductible.
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I was laying in the ER, writhing in terrible pain from a kidney stone so large it had to be removed surgically and a rep came in and demanded my ER $50 deductible upfront I’ve worked at that hospital for 25 years
Thanks. Twitter will use this to make your timeline better. UndoUndo
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When I was an undergrad I had a surgery approved by my insurance company. 3 days AFTER I got home from hospital the company sent a letter saying they had changed their minds and would cover none of it. I was stuck with a 6K bill. My doc waived his fee in protest. Good doc.
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I worked part time and was a full time student. I paid for my own insurance, living expenses and school. I had to payoff that bill off in tiny installments for years. Wound up taking out school loans to help pay it off.
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My husband had cancer last year. We had to pay for everything up front til our deductible was met. Or no tests, no chemo. We could do it but it was still shocking. Pay up as you register, no prior notice. What happens to people who aren’t expecting this? Go home and die?
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Yes. That's how my mother died of treatable breast cancer.
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So sorry to hear. And yes--that was sadly a rhetorical question.
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