@sarahkliff @amitabhchandra2 @jtkolstad I'm confused. If they had $3750 subsidy isn't it as if they had no deductible at all?
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@TopherSpiro@amitabhchandra2@jtkolstad That’s what’s so interesting about the study! They had the savings account, still skimped.
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@sarahkliff@amitabhchandra2@jtkolstad How could anyone be expected to "price shop" when hospitals don't have prices?Thanks. Twitter will use this to make your timeline better. UndoUndo
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@sarahkliff Frank Wharam et al. have lots of similar work on utilization changes after mandated HDHP switch https://scholar.google.com/scholar?q=frank+wharam+HDHP&btnG=&hl=en&as_sdt=0%2C43 …Thanks. Twitter will use this to make your timeline better. UndoUndo
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@sarahkliff when I see a doctor charge less for a procedure, I wonder why. Discount surgery doesn't sound good.Thanks. Twitter will use this to make your timeline better. UndoUndo
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@epiStoic@sarahkliff@jtkolstad@amitabhchandra2@AtlasMD@innovadoc@Samir_Qamar@Live_Proactive@HintHealth simple. Not an issue w DPC - End of conversation
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@sarahkliff As u know, ACA requires plans to cover many prev services without cost-sharing, making these findings even more puzzling.Thanks. Twitter will use this to make your timeline better. UndoUndo
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@sarahkliff Super good article! IMO, UI matters a lot—imagine if searching Google Maps for MRIs showed you prices and quality ratings.Thanks. Twitter will use this to make your timeline better. UndoUndo
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@sarahkliff@haroldpollack@amitabhchandra2@jtkolstad The econ behavioralists are right, people need nudges. We often don't optimize.Thanks. Twitter will use this to make your timeline better. UndoUndo
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@sarahkliff@amitabhchandra2@jtkolstad For most, $1000 is half of monthly net income.Thanks. Twitter will use this to make your timeline better. UndoUndo
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@sarahkliff@amitabhchandra2@jtkolstad seriously, it is a no brainer.Thanks. Twitter will use this to make your timeline better. UndoUndo
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@sarahkliff@amitabhchandra2@jtkolstad oh and add biz hiri g illegal aliens driving wages downThanks. Twitter will use this to make your timeline better. UndoUndo
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@sarahkliff@amitabhchandra2@jtkolstad Not to mention people are still slowly crawling out of the great recessionThanks. Twitter will use this to make your timeline better. UndoUndo
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@sarahkliff@amitabhchandra2@jtkolstad Haven't ya all heard? wages for the middle class have been flat for 30+ yearsThanks. Twitter will use this to make your timeline better. UndoUndo
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@sarahkliff@amitabhchandra2@jtkolstad It is what comes out of their pockets that causes them to avoid see a doctor!Thanks. Twitter will use this to make your timeline better. UndoUndo
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@sarahkliff@amitabhchandra2@jtkolstad It doesn't matter who does the operation/procedure cheaper! They can't afford the deductible!Thanks. Twitter will use this to make your timeline better. UndoUndo
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@sarahkliff@amitabhchandra2@jtkolstad Depressing but not too surprising. Understanding insurance is hard, shopping for doctors even harderThanks. Twitter will use this to make your timeline better. UndoUndo
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@sarahkliff@amitabhchandra2@jtkolstad moralit off the story: healthcare is confusing. Many employees probably didn't understand the HSAThanks. Twitter will use this to make your timeline better. UndoUndo
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