the advertising language around Apple Pay is weird because they make it sound like they’ve structurally made payment “simpler”
but it really just sounds like they’ve added themselves onto the long convoluted payments chain?http://www.apple.com/pr/library/2014/09/09Apple-Announces-Apple-Pay.html …
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it just sounds like they think they can do Square or Stripe better because they’re bigger
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Would stores add Apple-only NFC hardware? Seems like proliferation of open NFC payment would be good for Google Wallet too?
@sarahjeong -
@djsziff possible! i have no idea what they’re planning insofar as encouraging hardware adoption -
@sarahjeong I hope so! Would be strange for stores to adopt a hardware-limiting customer payment option. QR code pay works across platforms.
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@sarahjeong with a "tokenized" payment system the retailer doesn't store any credit card information so nothing can be stolen, which is nice -
@bergmayer and maybe they can use that for better bargaining power w/ the big processors who eat chargebacks? idk -
@sarahjeong This, allegedly, is what has happened. They something-something-ed to get lower fees. I also dk
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@sarahjeong like the entire recent history of technology is "disintermediating" people's interactions by adding a new layer of bureaucracy -
@sarahjeong airbnb: it's like renting a room through classified ads, except all the reservations go through one company -
@sarahjeong uber: it's like jitneys, except you can get them through your phone and further the business goals of an $18bn "startup"
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