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robinhanson's profile
Robin Hanson
Robin Hanson
Robin Hanson
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@robinhanson

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Robin HansonVerified account

@robinhanson

Let's skip witty repartee & position taking, & discuss enduring fundamental questions. (& my books: http://ageofem.com , http://elephantinthebrain.com )

Fairfax, VA
hanson.gmu.edu
Joined July 2007

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    1. Robin Hanson‏Verified account @robinhanson Oct 21

      “cosmetic & LASIK surgery – two areas where third party payers have never been involved. In both fields there is price transparency & price competition. … real price has been falling … despite a huge increase in demand … [&] major tech. innovations."https://www.forbes.com/sites/johngoodman/2018/10/02/employers-could-slash-their-health-costs-overnight-so-why-dont-they/#7ccf87d75421 …

      13 replies 185 retweets 384 likes
    2. Dil Green Self Sovereign Data Commons Now!‏ @dilgreen Oct 21
      Replying to @robinhanson

      Interesting, surely, that both types of procedure are voluntary, not life-saving. I can't see these as commensurate in any meaningful economic (as opposed to sectoral) sense.

      1 reply 0 retweets 2 likes
    3. Robin Hanson‏Verified account @robinhanson Oct 21
      Replying to @dilgreen

      The fact that they are not life-saving explains why they are not insured. But not being insured seems to influence price transparency, cost drops, etc. Should make you think twice about wanting to insure so many things.

      3 replies 0 retweets 7 likes
    4. Mita‏ @dmisic Oct 22
      Replying to @robinhanson @dilgreen

      No, not being life saving means that they are classic commodities so they act just like any other classic commodity. So I can not only take time to choose best provider I can also choose not to do it.(and not die or severely affect my health)

      1 reply 0 retweets 3 likes
      Robin Hanson‏Verified account @robinhanson Oct 22
      Replying to @dmisic @dilgreen

      You can choose providers before an emergency, so that isn't what makes something deviate from being a classic commodity.

      3:50 AM - 22 Oct 2018
      • 1 Like
      • Mita
      3 replies 0 retweets 1 like
        1. New conversation
        2. Mita‏ @dmisic Oct 22
          Replying to @robinhanson @dilgreen

          you do have a point But (I'm not from US, so do correct me if I'm wrong) it's not the problem of transparency of insurance (we know what our premiums, copays etc are) It's the hospital costs that are unpredictable and opaque so you only encounter surprizes once you end up there?

          1 reply 0 retweets 0 likes
        3. Robin Hanson‏Verified account @robinhanson Oct 22
          Replying to @dmisic @dilgreen

          Its the kind of contract, not the fact of advanced purchase. Eg having a roof over your head is a strong necessity, but you can contract to rent a place ahead of time, so it can be a simple commodity.

          0 replies 0 retweets 4 likes
        4. End of conversation
        1. New conversation
        2. ¯\_(ツ)_/¯‏ @sweetaroll Nov 9
          Replying to @robinhanson @dmisic @dilgreen

          In what world can you choose providers before an emergency? The private ambulance company will take you to whichever (likely out of your network) hospital they feel like, and charge you 9K for the privilege

          1 reply 0 retweets 1 like
        3. Robin Hanson‏Verified account @robinhanson Nov 9
          Replying to @sweetaroll @dmisic @dilgreen

          I didn't say you can choose all providers before all emergencies. But you can surely choose a great many.

          1 reply 0 retweets 0 likes
        4. ¯\_(ツ)_/¯‏ @sweetaroll Nov 9
          Replying to @robinhanson @dmisic @dilgreen

          You can't choose which out of network doctors treat you in the ER, or ask them to send you to an outpatient MRI clinic that charges thousands less for the same scan. If you're not in the ER, it's not a true emergency.

          1 reply 0 retweets 1 like
        5. Mita‏ @dmisic Nov 9
          Replying to @sweetaroll @robinhanson @dilgreen

          yeah, but to be fair to Robin, he wasn't talking only about hospital cost, but also about insurance cost

          1 reply 0 retweets 0 likes
        6. ¯\_(ツ)_/¯‏ @sweetaroll Nov 9
          Replying to @dmisic @robinhanson @dilgreen

          Being unable to choose emergency providers, and the life-saving necessity, is what makes it different from a regular commodity, no?

          0 replies 0 retweets 1 like
        7. End of conversation
        1. Peter H‏ @Peter_Hurley_ Nov 9
          Replying to @robinhanson @dmisic @dilgreen

          On two very important fronts you cannot: 1. An ambulance will take you to the closest ER by default, and often you will have no choice in this (e.g. if you're unconscious). 2. Many lifesaving medicines (esp for cancer treatment) are patented and wildly expensive.

          0 replies 0 retweets 1 like
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