To pay for funeral expenses.
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Never stop hustling

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I am cry laughing
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They’re cheap and could cover family expenses in the event of something horrible happening. Some are easily paid up whole life and become cashable or simply available to the kids heirs much later.
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People of all ages die every day. Being able to lay your baby to rest if something tragic happens is worth a couple bucks to a lot of folks
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Funeral expenses. It sucks to think about and plan for, but...
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Also, keep the kids on them until they can get their own. Less likely to be denied with continuous coverage.
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I'm not sure but for a lot of people having children is their retirement/social security
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My dad got my brother and I a permanent policy (I think? not an expert) when we were younger. It was a good call -- it carries a literal cash value, and the interest on that value can pay the premium.
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Interest on the cash value pretty quickly gets big enough to (optionally) pay the premiums. You can take a loan against the policy value. You get no-questions-asked chances to bump your policy at preferred rates.
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Le chargement semble prendre du temps.
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